Your Cash Flow Questions Deserve Clear Answers
Running a business in Australia means dealing with unique cash flow challenges. Sometimes you need quick guidance. Other times, you're looking for deeper understanding. We've designed this program around actual questions people ask us.
Instead of throwing information at you, we help you find what matters for your situation. Think of it as having a conversation with someone who's seen these patterns before and knows what usually works.
Starting September 2025, our program adapts to where you are right now—not where some curriculum thinks you should be.
Start With Your Most Pressing Question
Real Patterns From Australian Businesses
We've worked with businesses across different sectors in Australia, and certain challenges show up repeatedly. Seasonal fluctuations hit tourism and retail hard. Service businesses struggle with invoice-to-payment gaps. Manufacturers deal with inventory timing issues.
The program includes case studies from real situations—details changed for privacy, but problems and solutions are genuine. You'll recognize your own challenges in other people's stories.
Tools That Actually Fit Your Workflow
We're not fans of complicated spreadsheets that need a finance degree to understand. Our approach uses simple tracking methods that integrate with how you already work. Most people need three core views: what's available now, what's committed soon, and what's likely in 90 days.
You'll build these views during the program using your actual numbers. By the end, you'll have a system that takes minutes to maintain, not hours.
Where Cash Flow Management Is Heading
The landscape keeps shifting. Here's what we're watching and how it might affect your approach over the next couple of years.
Real-Time Banking Integration
More banks are offering APIs that let you see movements as they happen. This changes how you can respond to shortfalls or opportunities. We're incorporating these tools into our approach for businesses ready to use them.
Flexible Payment Terms
Buy-now-pay-later isn't just for consumers anymore. B2B payment flexibility is expanding, which creates new options but also new complexity. Understanding when to use these tools—and when they cost more than they help—becomes critical.
Automated Scenario Planning
Software is getting better at running "what-if" scenarios based on your data. Instead of manually calculating what happens if a client pays late, you'll be able to model multiple scenarios quickly. We're testing these approaches with participants.
Who You'll Learn From
Siobhan spent twelve years helping small manufacturers in regional Victoria stabilize their finances. She's practical about what works when resources are tight and honest about what doesn't. Her background includes managing cash flow through the 2020 disruptions, which taught her a lot about resilience planning.
Petra works with service businesses that have unpredictable income patterns. She's developed frameworks for budgeting when you can't rely on consistent revenue. Her approach focuses on building flexibility into your systems rather than trying to force predictability where it doesn't exist.
Ready to Get Your Cash Flow Under Control?
Our next program begins in September 2025. We keep groups small because the best learning happens when everyone can ask specific questions and work through their actual challenges. If you're tired of guessing and want to build confidence in your financial decisions, let's talk about whether this fits your needs.